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Monthly 4g, LTE, HTC One?

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So I've been browsing around, trying to find information regarding the monthly 4g options.  I've got a few qestions that were not clearly answered anywhere.

I'm currently a t-mobile customer.  I've been on a contract plan for a few years.  My last 2 years was up a few months ago, so I'm not worried about anyhting regarding that.

Is the quality of service from the monthly 4g no contrcat plans the same exact thing as what I currently get?  Will those plans have access to everything?  That is, T mobile is doing things with LTE coverage right now.  If I sign up for a monthly no contract plan plan, and buy an HTC One, will it be good for LTE, or will it only have access to the HPSA+ or whtever its called?  When they roll these new things out, are they going to be options that have to be selected seperately, or will all their data plans get it?

 

What are the value plans anyway?  Whats the benefit of those?

 

Essentially, I'm thinking of going to monthly 4g, and purchasing the HTC One for LTE, or another LTE phone.  Any one have any thoughts in terms of pros, cons, drawbacks, etc?


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