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Iphone 5 Unlock help

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So i got My I hone 5 with a contract with T mobile but I have to finance it for 2 years.

So when i bought my phone I told the person I am going out of country and the rep. told me to suspend my line and request a unlock code after using the phone for 40 days. (i have a postpaid service) so I left out of country for the vacations and i came here and i requested an unlock code and they say I have to finance my phone for atleast 18 months to qualify and i told him i was told 40 days. If i knew about 18 months i would have went ahead and bought it straight from the apple store unlocked. Now i was wondering If i unlock it here out of country and go back to the US and use my same sim card with t-mobile is it okay? is it illegal or something because i am not switching carreirs i just want to use my phone out of the US because i was told i can and now they change their policy and expect me to go along with it. I bought the phone when the old policy was working. So can i unlock my phone here? is it okay?

 

I think i was lied to in order to buy the phone through them. this is a scam and a con..


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